77 TERRACE DR # Hilo HI 96720

KAUMANA TERRACE

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4 bd

3 | 1 | ba

Sq ft: 2,966

HOUSE

1965

A$88500077 TERRACE DR # Hilo HI 96720

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STUNNING MULTI-GENERATIONAL LIVING IN THE HEART OF HILO. Discover the perfect blend of classic Hilo charm and modern convenience in this spacious 4-bedroom, 3.5-bathroom residence on highly sought-after Terrace Drive. Situated within the desirable E.B. DeSilva Elementary School District, this home offers an unparalleled opportunity for families seeking a serene, established neighborhood. Upon entering, you are greeted by the warmth of rich hardwood floors and the airy grandeur of open beam ceilings. The layout maximizes comfort and natural light with an abundance of windows framing the lush surrounding greenery. To the left, the inviting living room serves as a peaceful retreat, extending to a private covered lanai perfect for morning coffee or quiet reflection. The kitchen underwent a thoughtful 2019 renovation, boasting contemporary cabinets, quartz countertops, and stylish flooring. A cozy kitchen nook provides the perfect space for casual meals. Down the main hallway are two comfortable bedrooms, including a primary suite with a convenient half-bath. An updated full bathroom is also nearby. A step off the kitchen is an additional bedroom/studio featuring its own full bath. This versatile space opens onto an open deck overlooking a stunning canopy of tropical vegetation. The surprises continue on the lower level, which features a fully realized private living space perfect for extended family. This level is also currently used as a short-term vacation rental, providing an excellent opportunity for supplemental income. It includes a spacious bedroom, full bath, kitchenette, dining area, and comfortable living room. A separate covered lanai ensures privacy and independence. Pride of ownership shines with a new roof installed in 2019. This property offers the space, the school district, and the flexibility you have been looking for. Property video: https://realestatevideos.vids.io/videos/5a9bd2ba1e16eec9d0/77-terrace-dr

LOCATION INFORMATION
District: South Hilo
Latitude: 19.70416383
Subdivision: KAUMANA TERRACE

INTERIOR FEATURES
Floors: Carpet, Hardwood, Laminate, Vinyl
Laundry: Other, Stacked Washer/Dryer	Appliances: Dishwasher, Microwave Hood, Other, Range, Refrigerator, Washer/Dryer Stacked
1/2 Baths: 1

EXTERIOR FEATURES
Septic or Sewer: Cesspool
Parking Description: 444
Zoning: RS-10	Lot Size in Sq. Ft: 11285
Road Description: County, Paved
Lot Description: Terrace Drive Gem: 4BR Home in E.B. DeSilva District	Lot Number: 1
Security: Ocean, Ocean Horizon

FEATURES

Additional Information
Tax Key: 325029027	Property Type: HOUSE
Year Built: 1965
Taxes: 1526.77
Land Tenure: Fee Simple

$ 3,151 per month
30 Year Fixed. 3.525% Interest Rate.

Principal + Interest:	$
Monthly Tax:	$
Monthly Insurance:	$ 157

Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.

Listed by: Coldwell Banker Island Properties - Hilo

Seller’s Representative:

Provided Courtesy of Hawaii Information Service. In this page not only will you see properties represented by Kohala Coast Properties, but also properties represented by other members of Hawaii Information Service. This information has been supplied by third parties and has not been independently verified by Hawaii Information Service and is, therefore, not guaranteed. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is updated approximately every two hours. The last update time is shown below.

HIS data last updated at July 24, 2026 8:54 PM HAST

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